{
  "version": "1.0",
  "source": "Del Sol Prime Homes",
  "url": "https://delsolprimehomes.com",
  "last_updated": "2025-01-15",
  "expert": {
    "name": "Hans Beeckman",
    "title": "Licensed Real Estate Consultant",
    "years_experience": 35,
    "credentials": ["API Certified", "Costa del Sol Specialist"]
  },
  "categories": {
    "digital_nomad_visa": {
      "title": "Spain Digital Nomad Visa Facts",
      "icon": "laptop",
      "last_updated": "2026-01-16",
      "facts": [
        {
          "id": "dnv_income",
          "fact": "Spain's Digital Nomad Visa requires a minimum monthly income of €2,520 (€30,240 annually)",
          "source": "Spanish Immigration Law - Law 28/2022, Article 15",
          "source_url": "https://www.boe.es/buscar/act.php?id=BOE-A-2022-21739",
          "last_verified": "2026-01",
          "category": "Requirements"
        },
        {
          "id": "dnv_work",
          "fact": "Applicants must work remotely for companies registered outside Spain, or earn 80% or more of their income from non-Spanish clients",
          "source": "Spanish Immigration Law - Law 28/2022",
          "source_url": "https://www.boe.es/buscar/act.php?id=BOE-A-2022-21739",
          "last_verified": "2026-01",
          "category": "Requirements"
        },
        {
          "id": "dnv_duration",
          "fact": "Initial Digital Nomad Visa is valid for 3 years and can be renewed for an additional 2 years, totaling 5 years maximum",
          "source": "Spanish Immigration Law",
          "last_verified": "2026-01",
          "category": "Duration"
        },
        {
          "id": "dnv_processing",
          "fact": "Processing time for Digital Nomad Visa applications is 20 working days from submission",
          "source": "Spanish Ministry of Inclusion, Social Security and Migration",
          "last_verified": "2026-01",
          "category": "Process"
        },
        {
          "id": "dnv_family",
          "fact": "Family members (spouse, children under 18, dependent parents) can be included in the Digital Nomad Visa application",
          "source": "Spanish Immigration Law - Law 28/2022",
          "last_verified": "2026-01",
          "category": "Family"
        },
        {
          "id": "dnv_tax",
          "fact": "Digital Nomad Visa holders may qualify for Beckham Law tax benefits (24% flat rate on Spanish-source income up to €600,000)",
          "source": "Spanish Tax Agency - Special Tax Regime",
          "last_verified": "2026-01",
          "category": "Taxation"
        }
      ]
    },
    "property_prices": {
      "title": "Costa del Sol Property Prices 2025",
      "facts": [
        {
          "fact": "Average property price in Marbella: €4,500-€6,000 per square meter",
          "source": "Idealista market data",
          "last_verified": "2025-01"
        },
        {
          "fact": "Average property price in Estepona: €2,800-€3,500 per square meter",
          "source": "Idealista market data",
          "last_verified": "2025-01"
        },
        {
          "fact": "Average property price in Fuengirola: €2,500-€3,200 per square meter",
          "source": "Idealista market data",
          "last_verified": "2025-01"
        },
        {
          "fact": "Costa del Sol property prices increased 8-12% in 2024",
          "source": "Spanish Property Registry",
          "last_verified": "2025-01"
        },
        {
          "fact": "Luxury beachfront properties in Marbella start from €2 million",
          "source": "Del Sol Prime Homes listings",
          "last_verified": "2025-01"
        }
      ]
    },
    "rental_yields": {
      "title": "Costa del Sol Rental Yields",
      "facts": [
        {
          "fact": "Average long-term rental yield in Costa del Sol: 4-6% annually",
          "source": "Del Sol Prime Homes analysis",
          "last_verified": "2025-01"
        },
        {
          "fact": "Holiday rental yields can reach 8-12% in peak season",
          "source": "AirDNA market data",
          "last_verified": "2025-01"
        },
        {
          "fact": "Marbella short-term rental occupancy rate: 70-80% annually",
          "source": "AirDNA market data",
          "last_verified": "2025-01"
        },
        {
          "fact": "Average daily rate for holiday rentals in Marbella: €150-€300",
          "source": "Booking.com data",
          "last_verified": "2025-01"
        }
      ]
    },
    "buying_costs": {
      "title": "Spanish Property Buying Costs",
      "facts": [
        {
          "fact": "Transfer tax (ITP) for resale properties in Andalusia: 7%",
          "source": "Junta de Andalucía",
          "last_verified": "2025-01"
        },
        {
          "fact": "VAT (IVA) for new-build properties: 10%",
          "source": "Spanish Tax Agency",
          "last_verified": "2025-01"
        },
        {
          "fact": "Stamp duty (AJD) in Andalusia: 1.2%",
          "source": "Junta de Andalucía",
          "last_verified": "2025-01"
        },
        {
          "fact": "Notary and registry fees: approximately 1% of purchase price",
          "source": "Spanish Notary Association",
          "last_verified": "2025-01"
        },
        {
          "fact": "Legal fees typically range from 1-1.5% of purchase price",
          "source": "Del Sol Prime Homes",
          "last_verified": "2025-01"
        },
        {
          "fact": "Total buying costs for resale property: approximately 10-12%",
          "source": "Del Sol Prime Homes",
          "last_verified": "2025-01"
        }
      ]
    },
    "annual_taxes": {
      "title": "Spanish Property Annual Taxes",
      "facts": [
        {
          "fact": "IBI (property tax) typically 0.4-1.1% of cadastral value annually",
          "source": "Spanish Tax Agency",
          "last_verified": "2025-01"
        },
        {
          "fact": "Non-resident income tax on property: 19% (EU) or 24% (non-EU) of deemed rental value",
          "source": "Spanish Tax Agency",
          "last_verified": "2025-01"
        },
        {
          "fact": "Wealth tax threshold in Andalusia: €700,000 (main residence exempt up to €300,000)",
          "source": "Junta de Andalucía",
          "last_verified": "2025-01"
        },
        {
          "fact": "Community fees for apartments average €100-€300 per month",
          "source": "Del Sol Prime Homes",
          "last_verified": "2025-01"
        }
      ]
    },
    "nie_process": {
      "title": "NIE Number Process",
      "facts": [
        {
          "fact": "NIE (Número de Identidad de Extranjero) is mandatory for any financial transaction in Spain",
          "source": "Spanish National Police",
          "last_verified": "2025-01"
        },
        {
          "fact": "NIE application can be done at Spanish consulate or in Spain",
          "source": "Spanish National Police",
          "last_verified": "2025-01"
        },
        {
          "fact": "NIE processing time: 1-4 weeks depending on location",
          "source": "Del Sol Prime Homes client data",
          "last_verified": "2025-01"
        },
        {
          "fact": "NIE application fee: approximately €12",
          "source": "Spanish National Police",
          "last_verified": "2025-01"
        }
      ]
    },
    "mortgage_info": {
      "title": "Spanish Mortgages for Foreigners",
      "facts": [
        {
          "fact": "Non-residents can typically borrow up to 60-70% of property value",
          "source": "Spanish Banking Association",
          "last_verified": "2025-01"
        },
        {
          "fact": "Spanish mortgage interest rates for non-residents: 3-5% (2025)",
          "source": "Bank of Spain",
          "last_verified": "2025-01"
        },
        {
          "fact": "Maximum mortgage term for non-residents: typically 20-25 years",
          "source": "Spanish Banking Association",
          "last_verified": "2025-01"
        },
        {
          "fact": "Minimum income requirement: mortgage payment should not exceed 35% of net income",
          "source": "Spanish Banking Association",
          "last_verified": "2025-01"
        }
      ]
    },
    "climate_lifestyle": {
      "title": "Costa del Sol Climate & Lifestyle",
      "facts": [
        {
          "fact": "Costa del Sol enjoys over 320 days of sunshine per year",
          "source": "Spanish Meteorological Agency",
          "last_verified": "2025-01"
        },
        {
          "fact": "Average winter temperature: 12-18°C (54-64°F)",
          "source": "Spanish Meteorological Agency",
          "last_verified": "2025-01"
        },
        {
          "fact": "Average summer temperature: 25-30°C (77-86°F)",
          "source": "Spanish Meteorological Agency",
          "last_verified": "2025-01"
        },
        {
          "fact": "Costa del Sol has over 70 golf courses",
          "source": "Costa del Sol Tourism Board",
          "last_verified": "2025-01"
        },
        {
          "fact": "Málaga Airport serves over 100 direct destinations",
          "source": "AENA",
          "last_verified": "2025-01"
        },
        {
          "fact": "Flight time from London to Málaga: approximately 2 hours 45 minutes",
          "source": "Flight data",
          "last_verified": "2025-01"
        }
      ]
    }
  }
}