Ready to move into in Estepona

INSUR SCALA — key ready apartments Estepona saltwater pools gym

The price list offers one key-ready ground-floor apartment in Estepona with two bedrooms and two bathrooms.

✓ Ready to move into
Availability checked: September 28, 2026
2 Bedrooms 2 Bathrooms 80.25 m² Estepona

Summary

Hans Beeckman review

INSUR SCALA is under my review as move-in-ready apartments in Estepona with saltwater pools.

At SCALA, I would look at the terrace layout to scale: is there a clear route indoors once a table and chairs are in place? A large terrace area does not establish how well its shape and door openings work. Check the threshold and any changes in level too. The listed terrace measures 102.17 m².

The areas for P 6, Bajo, B differ between sources. Resales Online (24 September 2026) lists 80.25 m² built, 68.21 m² usable, 102.17 m² terrace and 92.03 m² garden. The official floor plan (revision 28 November 2022) gives 80.24 m² built interior, 68.96 m² usable interior, 29.14 m² terrace and 86.63 m² garden. Confirm the current contractual areas; the terrace discrepancy particularly affects the weighted price comparison.

For everyday life, what matters most is whether the layout suits your regular routine: getting up in peace, using a bedroom as a workspace, and heading out easily to enjoy whatever Estepona has in store that day. The project data marks the development as key ready. Confirm the handover date and documentation for the specific home.

Hans Beeckman, founder of Del Sol Prime Homes. API licence (Agente de la Propiedad Inmobiliaria). Our team has 35 years of combined experience on the Costa del Sol.

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Project analysis

INSUR SCALA comprises key-ready apartments with saltwater pools in Estepona; the current price list contains one ground-floor apartment with two bedrooms and two bathrooms. The shared amenities also include a gym, sauna, co-working area and social club.

INSUR SCALA is a completed development in Estepona. The price list offers one ground-floor home with two bedrooms and two bathrooms for €470,000.

The project’s strongest practical differentiator is the shared amenity programme. Residents have access to two communal saltwater swimming pools, a gym, sauna, co-working area and social club. This is more than a pool-led development: the facilities support both relaxed time at home and a working routine without presenting the development as a resort.

The available home has private outdoor space, although its terrace and garden areas differ between sources. The developer includes a garage space and storage room; the specification also describes fitted wardrobes, a gated complex and video entry. The roof-terrace rendering does not establish that this ground-floor home has a private solarium.

For buyers considering INSUR SCALA, the useful comparison is the specific home’s layout, daylight, outlook and shared facilities. Check these during a viewing and resolve the conflicting area figures before comparing weighted prices.

The shared amenities include two saltwater pools, a gym, sauna, coworking area and social club. Together they support exercise, relaxation and flexible working within the development.

A day-to-day rhythm in Estepona

The communal areas offer two saltwater pools, a gym with sauna, a coworking room, a social club and landscaped gardens. Ask for the current community charges and the services they cover.

Home, terrace and shared spaces

Fitted wardrobes, a storage room and private terrace are among the listed features, supporting a practical balance between indoor living and outdoor use.

Communal facilities include two saltwater swimming pools, landscaped gardens, a gym, sauna, co-working area and social club. The development is gated and includes garage and private parking. Recorded views include sea, mountain, panoramic and pool views.

Property types at INSUR SCALA

Ground-floor apartment

Homes in the price list
1
Price
€470,000
Bedrooms
2
Bathrooms
2
Built
80.25 m²
Terrace
102.17 m²
Garden
92.03 m²

The displayed price and area ranges come from the current Resales Online price list and apply to each property subtype. The lowest price and largest area do not necessarily belong to the same home. Missing areas are not supplied; request the plans and current availability for the specific home.

Price and property context

INSUR SCALA is ready to move into. It is described as new construction and offers communal pool, garden and wellness-oriented facilities, alongside garage and private parking.

Living in Estepona

INSUR SCALA is located in Estepona, with services, supermarkets, pharmacies, schools and bus lines described as being around the development. The project is also listed as close to shops, the sea and marina.

The coast is accessible but the development should not be understood as beachfront. La Rada Beach is 2.0 km away, around a 27 min walk or a 1.9 km, 7 min drive. Playa de la Cala is 2.0 km away, around a 27 min walk or a 2.1 km, 6 min drive.

Regional connections

Málaga-Costa del Sol Airport is 81.9 km away, with a calculated driving time of approximately 52 min by car.

Beaches from INSUR SCALA

La Rada Beach: 2 km · 27 min walk; 1.9 km · 7 min drive. Playa de la Cala: 2 km · 27 min walk; 2.1 km · 6 min drive. Playa Beach: 2.1 km · 29 min walk; 2.5 km · 7 min drive. Playa del Cristo: 2.7 km · 7 min drive.

La Rada Beach2 km · 27 min walk1.9 km · 7 min driveOpen in Maps
Playa de la Cala2 km · 27 min walk2.1 km · 6 min driveOpen in Maps
Playa Beach2.1 km · 29 min walk2.5 km · 7 min driveOpen in Maps
Playa del Cristo2.7 km · 7 min driveOpen in Maps

Restaurants around INSUR SCALA

Pizza Boom: 501 m · 8 min walk; 501 m · 1 min drive. Duquesa Palace: 657 m · 9 min walk; 657 m · 2 min drive. Isturk kebab, pizzas ,tacos San Lorenzo: 526 m · 7 min walk; 828 m · 3 min drive. Pizzeria Puzzle: 552 m · 8 min walk; 904 m · 2 min drive.

Pizza Boom501 m · 8 min walk501 m · 1 min driveOpen in Maps
Duquesa Palace657 m · 9 min walk657 m · 2 min driveOpen in Maps
Isturk kebab, pizzas ,tacos San Lorenzo526 m · 7 min walk828 m · 3 min driveOpen in Maps
Pizzeria Puzzle552 m · 8 min walk904 m · 2 min driveOpen in Maps

Supermarkets and everyday shopping

Tienda felix: 146 m · 2 min walk; 146 m · 1 min drive. Minimarket En K Luis: 443 m · 6 min walk; 443 m · 1 min drive. Veritas: 677 m · 9 min walk; 678 m · 2 min drive.

Tienda felix146 m · 2 min walk146 m · 1 min driveOpen in Maps
Minimarket En K Luis443 m · 6 min walk443 m · 1 min driveOpen in Maps
Veritas677 m · 9 min walk678 m · 2 min driveOpen in Maps

Golf courses from INSUR SCALA

Azata Golf: 7 km · 11 min drive. Valle Romano Golf: 7.4 km · 12 min drive. Estepona Golf: 8.4 km · 12 min drive.

Azata Golf7 km · 11 min driveOpen in Maps
Valle Romano Golf7.4 km · 12 min driveOpen in Maps
Estepona Golf8.4 km · 12 min driveOpen in Maps

Who might INSUR SCALA suit?

In our judgement, INSUR SCALA is a credible fit for buyers who want a ready-to-move-into Estepona home rather than a purchase dependent on a future completion date. The two-bedroom, two-bathroom format and recorded terrace space can appeal to couples, second-home buyers and buyers seeking a manageable base on the Costa del Sol.

It should also appeal to people who genuinely expect to use shared facilities. The two saltwater pools, gym, sauna, co-working area and social club create a stronger match for buyers who value an amenity-rich communal setting than for those who prefer a low-facility development.

Nearby shops and restaurants can suit buyers seeking an urban Estepona base. La Rada Beach is about 2 km or 27 minutes away on foot; compare that route with your daily plans.

Project details

Property types Ground-floor apartment
Bedrooms 2
Bathrooms 2
Built area80.25 m²
Terrace 102.17 m²
Garden 92.03 m²
Completion key ready
Pool Two communal saltwater pools
Parking Garage space included
Security Gated complex and video entry system
Number of homes 121
Current availabilityFrom the developer1 home

Prices and plans

Last price list update:

Available unit details
UnitFloorBedroomsBathroomsBuiltUsefulTerracePrice
P 6, Bajo, B02280.25 m²68.21 m²102.17 m²€470,000

Price per m² at Insur Scala - KEY READY

This home costs €5,857 per built m², calculated from the price list of 24 September 2026.

Price per weighted m². The price divided by the built area plus 50% of the terrace area. Garden and plot areas are excluded. The project figure is the median of the individual results for homes with sufficient area data. The areas for P 6, Bajo, B differ between sources. Resales Online (24 September 2026) lists 80.25 m² built, 68.21 m² usable, 102.17 m² terrace and 92.03 m² garden. The official floor plan (revision 28 November 2022) gives 80.24 m² built interior, 68.96 m² usable interior, 29.14 m² terrace and 86.63 m² garden. Confirm the current contractual areas; the terrace discrepancy particularly affects the weighted price comparison. Using the Resales Online areas, we divide €470,000 by the built area plus 50% of the terrace: €3,579 per weighted m². This is a calculation method, not an official area or valuation. Because of the source discrepancy described above, this result is provisional and cannot establish that the home is cheaper than alternatives.

The price list contains one priced home: P 6, Bajo, B. Its listed 80.25 m² built area and 68.21 m² usable area therefore belong to that same home. The asking price is €6,890 per usable m² using these source areas.

Historical comparison (September 22, 2026): 46 other projects with comparable home types in Estepona, excluding this project. Group median: €5,065 per weighted m²; this project: €3,579 per weighted m²; difference: −29%. The comparison group has not been newly checked. These figures do not establish the cause of a price difference.

Calculated from the Resales Online price list of 24 September 2026, per available home. These are developer asking prices, not completed transaction prices.

These are the homes that the developer currently has on the market according to Resales Online. Always request the current sheet, plans and availability for the concrete unit.

Total purchase cost

Purchase price · drag to model

€470,000
From €470,000€470,000
VAT / IVA (10% new build)
Stamp duty / AJD (1.2%)
Notary + registry (~1%)
Legal fees (~1%)
Indicative total purchase cost

Annual IBI property tax is often around 0.4–1.1% of cadastral value. Community fees vary by project; your gestor confirms exact figures.

Spanish mortgage scenario

Indicative mortgage for non-residents, based on the selected price. The price, the loan-to-value ratio, the term and the interest rate are adjustable starting points and do not constitute a bank offer or guarantee of approval.

Monthly payment
Total repayable
Deposit required
Loan amount

Illustrative only. Actual Spanish mortgage terms depend on residency, income, tax history and the lender.

Location

INSUR SCALA is in Estepona, close to shops, the sea and marina, with local dining and everyday shopping within walking distance and Málaga-Costa del Sol Airport reached in around 52 minutes by car.

INSUR SCALA - KEY READY

Google Routes · 2026-09-26

  1. INSUR SCALA - KEY READY
  2. La Rada Beach
  3. Playa de la Cala
  4. Playa Beach
  5. Playa del Cristo
  6. Pizza Boom
  7. Duquesa Palace
  8. Isturk kebab, pizzas ,tacos San Lorenzo
  9. Pizzeria Puzzle
  10. Tienda felix
  11. Minimarket En K Luis
  12. Veritas
  13. Azata Golf
  14. Valle Romano Golf
  15. Estepona Golf

INSUR SCALA — Orchidarium de Estepona

INSUR SCALA — Area photograph: Estepona Orchidarium with its glass dome, white curved architecture, palm trees and gardens.
Area photographINSUR SCALA — Area photograph: Estepona Orchidarium with its glass dome, white curved architecture, palm trees and gardens. The stated driving route is 1.5 km, approximately 5 minutes. This is not a photograph of the project or the view from a home.Photo credit: Emilio J. Rodríguez Posada · CC BY-SA 2.0

Frequently asked questions

What distinguishes INSUR SCALA?

INSUR SCALA's key-ready apartments with saltwater pools are in Estepona. For the available ground-floor home, the stated terrace and garden areas differ between sources, so the contractual areas should be confirmed.

How many homes are still available at INSUR SCALA?

According to the price list of 24 September 2026, one home is still available at INSUR SCALA. With limited availability, the choice in floor level, orientation and layout is correspondingly smaller.

How far is the beach from INSUR SCALA?

La Rada Beach: 2 km · 27 min walk; 1.9 km · 7 min drive. Routes from the project marker, checked with Google Routes on September 26, 2026. This is the shortest measured driving route to the beaches shown here. Travel times are indicative and may vary.

What comes on top of the purchase price?

For an illustrative budget for a first delivery of a new home in Andalusia, allow 10% VAT (IVA), 1.2% stamp duty (AJD), approximately 1% for notary and registration costs and approximately 1% for legal assistance: 13.2% of the purchase price in this example. The two 1% allowances are estimates, not statutory fees. The applicable taxes, taxable bases, reliefs and actual fees depend on the transaction; obtain individual advice and quotations.

What payment terms does the source list for INSUR SCALA?

The official Resales Online Payment Terms section lists: reservation €6,000; 20% at contract signing; 20% during construction; 60% at completion.

Can I get a Spanish mortgage as a non-resident?

Yes. Spanish banks do grant mortgages to non-residents, usually at a lower percentage of the purchase price than for residents and with conditions that vary by bank. The result depends on your income, tax residence and the bank's assessment. We can connect you with mortgage advisers who work with non-resident buyers.

What will the community fees cost?

Before reserving, ask about the community fees for the specific property: do they apply, what is the amount per month or per year, and which services are included? Also have it confirmed whether any additional contributions are planned. Request a current written statement or, if the amount is not yet final, a substantiated estimate. Do not rely solely on the project presentation.

Can I still choose finishes?

INSUR SCALA is key ready. Ask for the specific property which finishes are included and whether changes are still possible. Have any additional costs, the execution timeframe, and the agreements confirmed in writing before you decide.

Why buy through an agent with an API licence?

Del Sol Prime Homes works under an API licence (Agente de la Propiedad Inmobiliaria). Our project data comes directly from Resales Online, the shared database used by Costa del Sol real-estate agents. You pay the same price with us as directly with the developer. Our fee is paid by the selling side.

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Hans Beeckman
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Written and reviewed by Hans Beeckman

Founder & Director · Costa del Sol

Del Sol Prime Homes
Organization Del Sol Prime Homes Personal Costa del Sol property guidance based on controlled project data.

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